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Claudia Cauley
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Online Con Ed
   
 


CLASS DESCRIPTIONS ---------------------------------------------------------------------------------------------------------------------
IMPORTANT!!!
Verify if you have taken a class before you enrol for it. 
                         To do this, go to
                         www.michigan.gov/realestatelicense and click of check a license.
                         Provide your 10 digit license number in the box provided and click search.
                         We are not responsible if you retake a class and don't recognize it.
                         Retaking a class will require that you attend another class so you                                     can get credits you need.


LEGAL UPDATE CLASSES
We have a variety of 2-hour classes for legal update. All of our 6 hour programs include at least 2 hours of legal update.  Any individual topic can be taken individually for partial hours of credit.  If you are taking a class for partial credit, please notify us when you register.

L-5254  Effect of Real and Perceived RESPA Violations on Clients (for 2010)
How is a client injured by affiliated business agreements?
In what situations do these agreements exist?
What happens when a builder links up with a bank and its ABA appraisal arm?
What happens when a bank and its affiliated insurance company links up with PMI companies?
Why should a buyer's agent care?

L5269
Legal Update 2010.1   (for 2010)
     Electronic Signatures & the Statute of Frauds
     Disclosure Disputes Affecting Property Value
          Square Footage Cost
          Unauthorized Practice of Law:
              Real Estate Broker
              Title Insurance Industry
     Home Warranty Referrals
     Where is the Note?

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L-5054
Legal Update 2011.1  (for 2011)
Information about MERS; Robosigning; Title Issues
Repeal of Michigan Land Sales Act
Introduction of Department of licensing and Regulatory Affairs
Important Amendment to Landlord Tenant Relationship Act
Commercial Broker Lien
Construction Lien Act
Tax Assistance for Poverty Exemption
Recording of Deeds Directly to Register of Deeds
Mandatory Lead-Safety Training/Certification
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K-394 A Long Road to Get Here
A discussion of the mortgage market as it exists today including the history of how it got to this point.  Included are:
History of development of mortgaging in the U.S.
GSEs
Various Kind of Servicers
Government Efforts to Resolve the Housing Issue
Current Problems in the Real Estate Market
What Can be Done by Licensed Agents to Help the Problem.
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OTHER TOPICS
K-1237 How the REO Bank Addendum Affects the Buyer's Offer (
2 hours)  
                                                                                                               NEW 2009 available 2010
When showing a foreclosed property, a licensee must prepare the buyer for the Bank Addendum that will become part of the buyer's purchase agreement. The bank's addendum will supersede any clause in the buyer's offer that will in some way harm the bank. What will it say, for example about the deed to be provided by the bank at closing. What will it say about a buyer having inspections? What happens if a buyer returns to the property to do work or move in prior to closing? These and many other questions are answered in this outline.

K-1295 Qualification of a Buyer  2 hours                                           NEW 2009 available 2010
How important is it to qualify a buyer before showing a house? Should you meet a buyer at a property on a first appointment? What areas should a qualification delve into to assure that a buyer is ready to buy? Is financial qualification enough to assure you won't be showing 200 houses to a single buyer? Learn how, when and why to qualify.
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 Call for Details:  248-348-9191 or E-mail claudiacauley@ymail.com